Hiring a contractor is one of the highest-stakes decisions a homeowner makes, and most people do it once every several years — not often enough to build real expertise in spotting a good fit from a bad one.
Step 1: Verify licensing and insurance first
Before anything else, confirm the contractor is properly licensed to work in New York and carries active liability insurance. This alone eliminates a large share of problem hires.
Step 2: Ask for recent, local references
A contractor who's done good work in Colonie or Guilderland recently is a very different signal than one citing a project from years ago in another region entirely.
Step 3: Get everything in writing
Scope, timeline, and payment schedule should all be documented before work begins — verbal agreements are where most disputes originate.
Step 4: Be wary of pressure to decide fast
Legitimate contractors don't need you to sign today. Urgency is one of the most reliable warning signs in this industry.
Step 5: Understand exactly who's doing the work
Some companies subcontract heavily without disclosing it. Ask directly who will be on-site day to day.
A simpler pathThis is exactly the process NEHI handles on your behalf — we vet contractors on licensing, insurance, and track record before ever introducing them to a homeowner, so you skip the research and go straight to a qualified match.

